About Us

After 27 years in the mortgage industry as Independent Mortgage Bankers (IMBs), we recognized something that too many borrowers experience but rarely hear acknowledged: a lack of transparency. Over time, we've learned that actions either promote us or expose us. With that belief at the center of everything we do, we founded Clear Modern Mortgage, built on a foundation of openness, honesty, and a commitment to doing things differently.

For many homebuyers, the mortgage process can feel confusing, overwhelming, and sometimes even intentionally complicated. We believe it shouldn't be that way. At Clear Modern Mortgage, our goal is to bring clarity to every step of the process so you always understand your options, your numbers, and your path to homeownership.

Transparency isn't just a buzzword for us, it's how we operate every day. From the first conversation to the closing table, we believe borrowers deserve clear communication, straightforward answers, and a lending partner who is genuinely working in their best interest.

In an industry that can sometimes feel like the man behind the curtain, Clear Modern Mortgage was created to offer a better alternative. One where what you see is exactly what you get. No hidden agendas, no unnecessary complexity, and no surprises.

Our mission is simple: to challenge the all-too-common opaque practices in the mortgage industry and create an experience where integrity and transparency are the standard.

But our commitment goes beyond loans and numbers. We believe that by building a team that values honesty, accountability, and service, we can better serve the families and individuals who trust us with one of the most important financial decisions of their lives.

At Clear Modern Mortgage, everything we do is centered around one goal. Helping you move forward with confidence on your path to homeownership.

Executive 1

Brent Hicks

PRESIDENT
Executive 2

Phillip Bee

Chief Operations Officer